Be it a dream vacation, child's education, home renovation or wedding in your family, you can instantly fulfill your aspirations with our Personal Loans service

Personal loan eligibility depends upon various factors which differ from bank to bank. The main factor of course, is your ability to repay the loan. Banks that offer personal loans have stringent eligibility criteria and typically maintain profiles in terms of residence and your workplace. For example banks assess your repayment capacity with the kind of organisation you work in and even rate organisations. Having a healthy CIBIL score also helps in improving your eligibility towards getting a personal loan.

For your benefit, we have put down some important points to help you take care of your eligiblilty for a personal loan. Since a personal loan is given out with out any kind of security, or gaurantor, banks can get quite tough on eligibility.

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Loans available for salaried individuals

Loans are available from Rs 50,000/- to Rs 15,00,000/-

Repayment tenures from 12 to 60 months

Best in Class Rate of Interest

Loans at higher rates can be transferred with our Balance transfer facility.

Simple procedure, minimal documentation and quick approval

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Personal loan interest rates vary depending on a number of factors such as:

• Employment Type: Personal loan interest rates differ for salaried and non-salaried personnel, considering non salaried personnel can pose risky investment possibilities.


• Company Type: Companies are organized into Category A, B and C based on parameters like revenue, adherence to standards and so on.


• Salary: Your salary dictates how much your interest rate could be. Lower salaries usually warrant higher interest rates to mitigate the banks lending risk.


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